Horze Ladies Natalie 2-in-1 Vest Jacket Color:Grey this pad features a cutout

this pad features a cutout at the front to allow for wither clearance and spinal comfort

The liner attaches by Velcro loops to the neck area of the outer rug

Detachable neck cover available separately

Full size fits saddles 17" and up

Horze Ladies Natalie 2-in-1 Vest Jacket Color:Grey this pad features a cutoutFrom jacket to vest in a second! The new Natalie jacket is equipped with removable sleeves that turn it into a vest when you need it. It is lightweight yet warmly padded. The water repellent, windproof fabric protects you from rain and cold. Silver zippers offer a classy look. Adjust the waist for the perfect fit, and store your phone and keys in the pockets. Features: Woven Removable sleeves with zippers Water repellent High collar Comfortable raglan